Stripe's built-in retry logic uses basic exponential backoff. LostChurn adds decline intelligence, AI-personalized dunning, and multi-channel recovery.
| Feature | LostChurn | Stripe Smart Retries |
|---|---|---|
| Starting Price | From $99/mo | Free (built into Stripe) |
| Smart Retry Timing | ML-optimized, 18+ signals | 4 attempts, rule-based only |
| Decline Code Intelligence | 316 codes, 18 PSPs | |
| Payment Processor Support | 18 PSPs supported | Stripe only |
| AI Email Personalization | ||
| Email + SMS Dunning | ||
| In-App / Portal Notifications | ||
| Cancel Flow & Retention Offers | Pause, discount, downgrade | |
| AI Churn Prediction | BIN scoring + 30-day alerts | |
| Card Expiry Prevention | 30-day pre-expiry alerts | |
| Visual Campaign Builder | ||
| A/B Testing | Recovery+ plans | |
| Analytics & Dashboards | None | |
| Full API Access | Stripe Dashboard only | |
| Team Members & Roles | Up to 25 members + RBAC | Stripe API only |
| White-Label / Custom Branding | Command Pro+ plans | |
| GDPR & Compliance Tools | None | |
| Localization (Multi-Language) | 10 languages + RTL | |
| Free Trial | 14-day free trial | |
| Setup Time | Under 5 minutes | No trial (already using Stripe) |
| Pricing | LostChurn | Stripe Smart Retries |
|---|---|---|
| Starting Price | From $99/mo or pay-for-performance | Free (built into Stripe) |
Free but capped at 4 retry attempts with no dunning emails, no decline intelligence, and no multi-PSP support.
Start recovering failed payments with AI-powered retries and personalized dunning. 14-day free trial, no credit card required.
Compare every feature across all LostChurn plans side by side.
ML-driven retry scheduling that recovers payments at the optimal time.
250+ decline code classifications with actionable recovery insights.
Transparent plans from $99/mo. Start free, scale to enterprise.
Learn how we are solving involuntary churn for subscription businesses.
Expert guides on payment recovery, dunning, and reducing churn.
