Stop the loop in under 5 minutes
You found out weeks later. LostChurn coordinates every retry and personalized email automatically — recovering up to 65% of failed payments before customers notice.
Connect in under 5 minutes. No code.
Revenue Recovered
$10,077
Works with your payment stack
Get started in minutes and let AI handle the rest
Connect your payment processor in under 5 minutes. No code required — just OAuth and go.
AI automatically detects and classifies failed payments using 250+ decline code patterns.
Smart retries and personalized dunning emails recover revenue automatically — no manual work needed.
Drag the sliders. See the dollars you're losing right now — and what LostChurn would recover.
Recovery rates vary by business. Industry benchmarks: 50-55% (processor default), 55-70% (smart dunning), 70-85% (AI-enhanced). Sources: Recurly, ProsperStack, Slicker 2025.
Lost annually to failed payments industry-wide (Source: Visa Global Commerce Report, 2024)
Of churn is involuntary — and preventable (Source: ProfitWell, 2024)
Predict failures before they happen — proactive card update nudges
of MRR lost to failed payments (Source: Recurly Research, 2024)
average time to first retry attempt (Source: Stripe Billing Data, 2024)
5-8% of payments fail monthly (Source: Recurly)
Only ~10% recovered with basic retries
$2,500/mo lost on $50K MRR
Maximize your payment recovery
AI-optimized timing, personalized emails
Revenue recovered automatically
Based on industry benchmarks from Recurly, ProsperStack, and Slicker 2025
A complete toolkit for failed payment recovery, from intelligent retries to multi-channel dunning.
Recover up to 65% of failed payments automatically
ML-optimized retry timing based on decline codes, paydays, and issuer patterns. Not just exponential backoff.
Learn More: Recovery Autopilot2-3x higher open rates vs. generic dunning
AI-powered recovery emails that match your brand voice with customer-specific messaging and multi-step sequences.
Learn More: Smart Recovery EmailsInstant visibility — no waiting for batch reports
Live analytics powered by SpacetimeDB. See retries, recoveries, and revenue as they happen.
Learn More: Revenue Radar
do_not_honorinsufficient_fundscard_declinedStop wasting retries on unrecoverable charges
250+ decline codes classified with AI-powered explanations and optimal recovery strategies.
Learn More: Decline DecoderPrevent 20-30% of payment failures before they happen
Proactive notifications before cards expire, reducing involuntary churn before it starts.
Learn More: Card ShieldSave 10+ hours/week on manual follow-ups
Visual drag-and-drop campaign builder with A/B testing, quiet hours, and multi-channel orchestration.
Learn More: Recovery CampaignsWebhook received and verified at the edge in real time
Matched against 250+ codes with category and strategy assigned
Smart scoring determines optimal retry timing or dunning sequence
Retry fires at the right moment, or AI writes a personalized recovery email
Webhook received and verified at the edge in real time
Matched against 250+ codes with category and strategy assigned
Smart scoring determines optimal retry timing or dunning sequence
Retry fires at the right moment, or AI writes a personalized recovery email
For developers
// One webhook endpoint. Full recovery pipeline.
POST /api/webhooks/stripe
// That's it. We handle classification, retry timing, and dunning.See how our AI and smart heuristics work together to recover failed payments.
do_not_honor“Payment Update Needed”
“Friendly Reminder”
“Quick update needed for your subscription”
Every failed payment has a reason. LostChurn maps each decline code to the optimal recovery path across 18 payment processors.
Covering 18 payment processors, 316 decline codes
See how AI-powered recovery compares to the alternatives.
| Feature | LostChurn | Stripe Smart Retries | Manual Dunning |
|---|---|---|---|
| AI-optimized retry timing | |||
| 316 decline codes decoded | |||
| Pre-failure churn prediction | BIN risk scoring + 30-day alerts | ||
| Multi-channel outreach (email, SMS, portal) | |||
| Real-time analytics & cohort analysis | |||
| Setup time | < 5 min | < 5 min | Weeks |
Connect your payment processors, platforms, and CRMs in minutes. LostChurn works wherever your payments flow.
Get a free billing health scan — we'll analyze your payment failure patterns and show you exactly how much revenue you can recover.